Yes. Starter is ₹0 with no trial clock. You get unlimited GST invoices, 100 customers, 100 live stock tags, unlimited khata, 2 staff, 1 gold scheme (10 enrollments), and 5 girvi loans. You upgrade only when a limit or a paid feature is in the way.

Invoices use gross weight, net weight, purity, live gold/silver rates, and making charges (per gram, fixed, or percent) with GST from your shop tax settings. SwarnaVyapar does not file GSTR returns for you.

Yes. Store HUID on each inventory item, print QR/barcode tags, and scan the tag into the invoice so staff do not retype weights.

Professional (₹499/month or ₹5,499/year) is one showroom with 10 staff, 1,000 live tags, AI scan, loyalty, and extra bill layouts. Business (₹999/month or ₹10,999/year) adds a second shop workspace, unlimited live stock, 40 staff, and advanced analytics. Stock does not transfer between shops yet.

Yes. Shop-side pledge loans with collateral photos, interest, and repayments, plus gold savings schemes with enrollments and installments. Starter includes 1 scheme (10 enrollments) and 5 loans. Professional and Business raise those limits.

SwarnaVyapar needs a network connection for billing and WhatsApp sharing. Reconnect and continue — saved data stays in the cloud. A dedicated offline billing queue is on the roadmap.